The endoscope has been used in a variety of surgical applications and has become increasingly popular over recent years, including nose surgery. The appeal of using an endoscope is that the technology allows for smaller incisions, making it less invasive and providing decreased down time. The endoscope is also associated with greater precision, offering a visual guide for the nose surgeon in order to perform the procedure.
But, how appealing is it for insurance companies to pay for endoscopic nose surgery costs? Insurance companies are inclined to pay for nose surgery when the procedure is being performed to improve functionality such as breathing difficulty. Nose surgery for breathing improvement is particularly important because of the risks associated with mouth breathing. Nasal breathing provides a filter for pollutant air particles through hair follicles located in the nose. Mouth breathing does not offer the same benefit. Mouth breathing may have an adverse effect on physical and oral health. Mouth breathing may lead to reddened puffy gums, bleeding gums and unhealthy looking gums. So, it does seem appropriate that insurance companies will pay for endoscopic nose surgery costs. However, this is not always the case. Insurance companies do not tend to approve costs for advanced technology that they think is new, despite its pass of testing in time for surgeons. Some insurance companies may approve the costs for endoscopic nose surgery. Others may not. The extent of reimbursement varies among insurance carriers.
If you are interested in having your insurance company pay for endoscopic nose surgery costs, consult with a plastic surgeon about it. They can provide a letter of support and documentation about the need to improve the functionality of your nose. Then, you can submit this documentation to the insurance company for a pre-approval of nose surgery costs. Insurance companies may pay for all or a portion of nose surgery costs that are performed to improve the functionality of the nose. If not, you may want to consider patient financing to cover the expense of nose surgery.